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are online omly banks as safe as physical banks ?

I use chime to get my payday 2 days earlier and  overdraft fee and interest-free. my friends are telling me physical banks are safer and online banks are riskier is this true

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  • 1 month ago

    Chime is FDIC insured.

    But it does not provide full service banking, if that is what you are looking for. 

    It's also has other restrictions that may or may not be important to you. 

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