Credit card advice?
What is the best way to use a credit card in order to build up my credit score?
- StephenWeinsteinLv 72 months agoFavorite Answer
By having the credit card but NOT using it. Using credit does not build up your credit score. Keeping credit available to you, but UNUSED, builds up your credit score.
- ALv 72 months ago
Use it for everyday expenses , do not charge over 30% of your limit and pay it off in full by the due date on the statement, Never carry a balance, and do not charge anything you can't pay off, on time.
- Elaine MLv 72 months ago
Pay it off monthly in full. Don't rack it up to the limit.
- Anonymous2 months ago
Pay on time, never late. Never carry a balance of over 20% of your limit.
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- MaxiLv 72 months ago
Use it and pay off the balance used each month