Gary asked in Business & FinanceCredit · 2 months ago

Credit card advice?

What is the best way to use a credit card in order to build up my credit score? 

5 Answers

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  • 2 months ago
    Favorite Answer

    By having the credit card but NOT using it.  Using credit does not build up your credit score.  Keeping credit available to you, but UNUSED, builds up your credit score.

  • A
    Lv 7
    2 months ago

    Use it for everyday expenses , do not charge over   30% of your limit and pay it off in full by the due date on the statement,  Never carry a balance, and do not charge anything you can't pay off, on time.

  • 2 months ago

    Pay it off monthly in full. Don't rack it up to the limit.

  • Anonymous
    2 months ago

    Pay on time, never late. Never carry a balance of over 20% of your limit.

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  • Maxi
    Lv 7
    2 months ago

    Use it and pay off the balance used  each month

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