Anonymous asked in Business & FinanceCredit · 2 months ago

If I go to a bank to cash a check will the bank withhold funds to pay my creditors?

I do not have an account at this bank.  

I do have two judgments against me.

I do not owe this bank anything.

Also, do banks normally report checks that are cashed to creditors?

Thank you for your answer.

4 Answers

  • Judy
    Lv 7
    2 months ago

    no, but not likely they'll cash it for you.

  • 2 months ago

    No. A bank doesn't have the authority to deduct monies from a check you are cashing to pay your judgments. They don't check your credit to cash checks either. The bank may not cash your check however, even if it is drawn on an account from their bank since you don't have an account with them. And alternatively, if they do cash it, they may charge you a fee for doing so - since you aren't an account holder.

  • 2 months ago

    ASK them. They will tell you straight up. 

  • Anonymous
    2 months ago

    they don't check that stuff but they may charge you a fee as a non customer. And of course you need proper ID.  Checks are only reported to whoever wrote it.

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