Car Weight Reduction?

Let's say that one were to remove back seats from their vehicle. Would you have to tell your car insurance company about such a "modification?" Just curious.

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  • 1 month ago
    Favorite Answer

    I had an older car with rusted rear seatbelt mountings which would have failed the annual MOT (a mandatory UK roadworthiness test: no pass = no driving until fixed).

    The repairs would have cost a fortune and the rest of the car was fine. 

    So after checking the official guide used by certified MOT testers, I saw that if no rear seats were present, there was no requirement for rear seat belts, but if belts were present without seats then the belts and their anchorages were testable. 

    So I removed the seats and removed the seatbelts. Problem solved.

    I did check with my insurer; they confirmed that they did not need to know but reminded me that I would not be covered if I carried passengers in the back of the car without seats being present.

    So where I live, it was legal and the insurer wasn’t interested. It may be different for wherever you live and with your insurer, so ask them. But if they ask why, don’t say it’s for weight reduction as that then tells them you’re a higher-risk driver. Just say it’s because you regularly carry, say, hay-bales, and they won’t fit unless you remove those seats. Fewer potential passengers = lower risk to insurers.

    Likewise, when I changed the original front seats which lacked head-restraints for seats from a Saxo GTi I told the insurer about the modification and simply told them that the original seats had no head-restraint option, and so it was a safety improvement. Which was also entirely true even if it was not the entire purpose of the modification.

  • Anonymous
    1 month ago

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  • Anonymous
    1 month ago

    No. You are just making the car into a truck or minivan.

  • 1 month ago

    Lets assume your car weighs 3000 pounds and you have 200 horse power.   That is a ratio of 3000/200 or 15 pounds per 1 HP.    Now lets assume you take out the back seats, strip out insulation,  radio,  everything else you can and get rid of 200 whole pounds of stuff.   Now it is 2800/200 or 14 pounds per 1 HP.   Well guess what, you will barely notice any difference.     Now lets go the other way.  You tune up your engine,  put in better plugs,   reprogram the computer and now you have 220 hp.  3000/220 equals 13.6 pounds per 1 HP.   Plus you can still have a decent looking car and can carry five people.    Bottom line,  if you want better performance work on the engine. 

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  • Anonymous
    1 month ago

    The insurance company might be interested in your mental instability, but most just require you to be licensed to drive so the responsibility lies with government.

  • Barry
    Lv 6
    1 month ago

    Tell them anyway then they can't use that fact to dispute any claim.

  • 1 month ago

    probably in the uk ..insurance companies look for any excuse to not pay a claim 

  • Anonymous
    1 month ago

    no and it's really not worth doing. i removed the passenger seat and back seats and spare tire on my 99 maxima. it probably reduced the weight by like 50-60lbs. not a huge difference. if you store them somewhere they're probably going to get dirty and bugs will walk all over them and stuff. it's not going to make a difference in your fuel economy. accelerating slowly or purchasing a car that gets better fuel economy will make a far greater difference than removing the seats.

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