Content insurance ?

I have content insurance with halifax.

My carpets have been down for around 7 year when the house got built, when I moved in they were a little damaged and worn and not out down very well. Can I claim on my insurance to get new ones as they are damaged? 

6 Answers

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  • car253
    Lv 7
    2 months ago

    That is not covered.    That is also part of the building that would not be covered under renters insurance.     your landlord should have changed the carpet a long time ago. 

    Source(s): my mistake too. Always take photos when you move into a new place so you can show the condition of it when you move out.
  • 2 months ago

    No.You are discussing normal wear and tear.

  • Tavy
    Lv 7
    2 months ago

    No, they are not damaged it is wear and tear. Damage is fire, flood or accident.

    UK

  • Judy
    Lv 7
    2 months ago

    No, insurance doesn't cover things hat just wear out.

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  • fcas80
    Lv 7
    2 months ago

    I agree with AJ's answer, and I just want to add to it.  

    Insurance is for damage that is accidental and unexpected.  Wear and tear is neither of these.  If insurance covered wear and tear type claims, the premium would be exorbitant.

  • A.J.
    Lv 7
    2 months ago

    No. Normal wear and tear is not covered by most insurance. Check the policy details of what is covered.

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