Friend bought car with lien still on title missouri?

She bought the car from a private seller that now lives in NY. The person that she bought it from hasn't giving her the lien release papers so she can get the title changed into her name. Is there anything that she can do about this? Maybe a abandon title are something?

13 Answers

  • Anonymous
    4 weeks ago

    Caveat Emptor. The lien means that money is owed on the car. She bought the loan, not the car. Never buy a used car if there's no title. Whoever has the lien owns the car.

  • Kaz
    Lv 7
    4 weeks ago

    If she has the title listing the lienholder information, she can contact them directly and request a replacement lien release be sent to her.  In any event, she will find out if there's any money owed on the car.  If there IS money owed to the bank (lienholder) that is a huge problem.  Good luck chasing someone and trying to get them to pay it off - I hope she wasn't scammed. 

    I don't know what you mean by "abandon title."  The bank must be paid in full before she can get a clean title.

  • Anonymous
    4 weeks ago

    She paid money for a car and did not get the title.   

    . What you do...this is a paperwork thing --go to the police station and ask to do a lien check on the car Give them the make, model, year and VIN numbers which you see on the dashboard when you look through the windshield glass from the outside on the driver's side.

    . The cops do a trace on the vehicle to see whether it has been reported stolen(or lien is on it)  Maybe it takes them 2 hours(cops have coffee breaks and other things to do) Sit there and wait.

    .   When they get the report it will state how much money is STILL OWED ON THE VEHICLE AND TO WHO.  You got to contact that person and pay the money he is owed.,,,as he is the one with the title.

    .  At that point you paid for the car completely, & now it is yours. So is the title.

    Now you can move on to the next stage, which is to insure it and register it in your name and some states charge TAXES on vehicle purchases.   Ask DMV.   Once you pay for the registration taxes then the car is yours.

    YOU GOT TO JUMP THROUGH THESE FLAMING HOOPS OR YOU OWN NOTHING. You are in possession of "stolen property" That is what a lien is.

    If there is no lien on the vehicle then the cops will find that out too. (you do not need lien release papers-there is no such thing)

    You get a legit title in your name. Free & clear of any lien.

  • Anonymous
    4 weeks ago

    In general the lien goes with the car.  She bought the car?  She owes the lien.

    How do you see an abandoned vehicle/title entering into this?

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  • 4 weeks ago

    Do not drive the car as you don't have insurance!  Now this can work in your favor.  Contact the seller and tell them since you don't have a lien release you can't get the title in your name and if the car is in an accident you (seller) will be responsible.

  • May
    Lv 6
    4 weeks ago

    No.  She cannot get an "abandoned title" or any other type of title.

    If she has no lien release then she can't get a title and cannot own the car

    because the seller cannot sell the car with a lien on it.

    Unless your friend gets a lien release she just gave somebody a gift of cash...........

    Your friend needs to heed this:    Caveat Emptor !

  • 4 weeks ago

    Your friend fell for a scam.  She needs to go after the 'seller' in court.

    No she can't get an "abandon title" for the vehicle, because it wasn't abandoned.  She can't get a bonded title either.  The lien was registered against that vehicle for a reason, and the reason is to prevent this exact thing from happening.  That's why lenders register liens on vehicles, in fact.

    Your friend might be able to settle this without going to court, maybe possibly.  Until that lien is officially released, she's not the owner of the vehicle.  The scam artist / seller is still the registered owner.  And the owner, not the driver, is legally responsible for their vehicle and any loss or damage it causes.  

    If that vehicle collects a handful of parking tickets, or if it's towed to an impound yard, or if it crashes into a building and causes $200,000 in damage, your friend isn't responsible for anything.  She's just the driver, not the owner, and she had the owner's permission to drive the vehicle, which means the owner willingly accepted that risk.  If any of the above happens, the owner will almost certainly try to prove that he sold the vehicle.  He'll even provide copies of the receipts and whatever else supports his argument, because he thinks that will get him off the hook.  All it will do, however, is prove that he is still the legal owner of the vehicle.  

  • Anonymous
    4 weeks ago

    She should not have the title if there is a lien. Abandonded is a possibilty as is a bonded title.

  • 4 weeks ago

    If there was a lien, then she hasn't really bought it.  All she did was give someone money.  Until someone pays off the lien, she can't get it changed into her name.  That's the point of a lien.  It's supposed to stop the person with the car from being able to sell the car without paying off the lien, but your friend seems to have wasted some money paying for the car anyway.  If the car was a really good deal, and the lien is small, maybe she can pay off the lien herself.  If not, bring the car back to the seller and ask the seller to return whatever money she paid.

  • 4 weeks ago

    Get an Attorney to send a letter to the person on the title.

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