promotion image of download ymail app
Promoted

Is a rental car given after accident?

If someone else causes damage to my car from an accident and I can't drive it would their insurance pay for me to get a rental car?

18 Answers

Relevance
  • 1 month ago

    Minimum insurance doesn't pay for anything.

    • Commenter avatarLogin to reply the answers
  • zipper
    Lv 6
    1 month ago

    NO! That one is on you and your insurance, if you do not have that coverage your out of luck!

    • SimplytheFACTS
      Lv 7
      3 weeks agoReport

       if someone else is at fault, you can sue them to cover a rental

    • Commenter avatarLogin to reply the answers
  • F
    Lv 6
    1 month ago

    Even if your insurance policy covers a rental car, you risk losing your no claims bonus if you use it. The other side should pay for it and probably will if they know you have legal insurance to reclaim "non-insured losses". It's normally about £30 extra (UK), always pay for it (sometimes it's included), it's well worth it when you have an accident that's not your fault.

    • Commenter avatarLogin to reply the answers
  • May
    Lv 5
    1 month ago

    Maybe but it is not a sure thing.  You would have to Ask their (or your own) insurance company.

    My wife (Mrs. Crash) doesn't worry about a loaner because she (always) uses a body shop that furnishes a free loaner while they are repairing her car (again).

    More and more shops are proving free loaners now.

    • Commenter avatarLogin to reply the answers
  • How do you think about the answers? You can sign in to vote the answer.
  • Anonymous
    1 month ago

    Even if an accident is the other party's fault - you should have your insurance company negotiate your claim.  Rental car coverage is optional - if the at-fault person doesn't have it, your own insurance company should pay initially (if you have that coverage) then recover from the at-fault party.  In any event, insurance companies have special rates with rental companies that are much much less than you would receive as a regular customer.

    • Commenter avatarLogin to reply the answers
  • 1 month ago

    Yes, but with lots of conditions and limitations.  

    Get used to that, because that's how insurance questions are all answered.  It's never a clean yes-or-no, it's always a yes with an if and a no with a but.  Lemmy show you how it works...

    You say you can't drive your vehicle.  Does that mean the steering and braking systems are unresponsive, or does it mean you're not 100% comfortable with the acceleration?

    You said would their insurance pay for a rental, but you didn't say for how long.  Do you want to drive a rental until every last bit of damage on your car is fixed, or do you only want a rental until your owned vehicle is fit to drive by whatever legal standards exist where you live?  

    And you forgot to mention where you live, which also matters.  There are no international laws governing auto insurance claims, in case you were wondering.

    • Commenter avatarLogin to reply the answers
  • 1 month ago

    They should................

    • Commenter avatarLogin to reply the answers
  • Anonymous
    1 month ago

    Only if it's part of the car insurance policy ...it's an extra add on you pay for.

    • Commenter avatarLogin to reply the answers
  • Satan
    Lv 7
    1 month ago

    Depends if its included on your insurance policy

    • Commenter avatarLogin to reply the answers
  • DEBS
    Lv 7
    1 month ago

    This is an add-on you can select when purchasing car insurance. It's only included if you pay for it.

    • Commenter avatarLogin to reply the answers
Still have questions? Get your answers by asking now.