I ran over a curb, and did a little damage to my car. I have full coverage insurance. Will they cover that? Thanks in advance.?
- 1 month ago
Your insurance will probably cover it
- EdnaLv 71 month ago
Even with full coverage, your insurance company probably won't cover this sort of damage. You caused the damage yourself, when you ran over the curb.
You can report it to your insurance company, on the off-chance that it MIGHT be covered under Comprehensive. If it is; well and good, but it probably won't be.
- BortLv 61 month ago
Auto insurance doesn't cover mechanical damage and won't pay for a new tire or rim that's scuffed or bent they will only cover damage to the body of the car. Go to a body shop and get the damage evaluated and get a quote to have it repaired. "Little damage" isn't always worth filing an accident claim with your insurance. If the cost of the repairs is similar or lower than your deductible don't file the claim with your insurance. Just pay for the repair out of pocket. No sense filing a claim and risking your premiums going up and paying a deductible that's more than or close to the cost of the repairs them self.
For example my bumber cover got scuffed. The estimate I got from the body shop was around $650.00 and my deductible is $500. If I would have filed a claim with my insurance to have them pay for the repairs it would be an accident on my record with them they might possibly use to increase my premiums, I would pay the $500 deductible out of my pocket and they would only pay the shop $150.
That's the kind of thing that's not worth flining an insurance claim. I just paid the $650 out of pocket.
- StephenWeinsteinLv 71 month ago
If the damage is less than your deductible, no.
If the damage is more than your deductible, then it covers the difference between the damage and your deductible.
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- MayLv 51 month ago
Yes, If it a valid claim, they should cover it. You would have to use your collision coverage, subject to your deductible. If your deductible is more than the cost of repairs, you couldn't (obviously) use your (collision) insurance.
- gLv 71 month ago
Do you have collision coverage on your vehicle, Anthony? If so, what is your collision deductible?
And are you willing to file an "at-fault" claim?
If yes to the above you can indeed get your insurer to repair the damage, less your deductible of course.
- boy boyLv 71 month ago
reading your replies to other answers it seem you know little about how it works ..when you bought your policy it came with something called deductibles ..lets say £300 ..on fully comp policy you are covered against any risk ..but if you have an accident and lets say the repair cost £1.000 ..you pay the first £300 ..the insurance pays £700 ....but if you make a claim dont expect your renewal cost to remain the same ..it will go up
- John AldenLv 71 month ago
They will less your deductible.
- BrianLv 71 month ago
Ever heard of a "deductible"?
- Jay PLv 71 month ago
All you're going to receive on Yahoo are speculative answers. If you ask your insurance company, you will receive their actual answer.