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rose asked in Business & FinanceCredit · 1 month ago

I have a excellent credit score but my husband has poor is ther anyway we can use nine for the mortgage but use his income ?

Has anyone done this before

6 Answers

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  • 1 month ago

    Nope, does not at all work that way. Anyone on the mortgage they use their income and their credit.

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  • 1 month ago

    You can't use his income if you don't use his credit history.

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  • 1 month ago

    BOTH of you will be on the papers.

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  • 1 month ago

    Try a mortgage broker. They can often places trickier loans. They will use both credit scores or just one, but maybe they can still make it happen.

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  • R K
    Lv 7
    1 month ago

    no. if you use his income, his name will need to be on the mortgage.

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  • 1 month ago

    Have a rental agreement in hand.

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