Drowning in medical bills?
My mother is currently drowning in medical bills and has recently had to go to the ER. She’s on Social security disability she has Medicare but it’s not enough. A few years back they kicked her off medi cal because she made to much?! Is there anyway she could get help paying for her medical bills?
- EvaLv 72 months ago
John was on the right track. She needs to reapply for Medi Cal to see what her spend down would be. If she has a lot of bills she might use up that spend down quite quickly. They will cover bills as much as 3 months back. If that fails, talk to the social workers at the hospital. Many hospitals have foundations that help pay the bills of people that are underinsured.
- babyboomer1001Lv 72 months ago
If you want to lend or give it to her, be my guest. Otherwise, she is responsible for what her insurance does not cover. She needs to learn to budget and not ask for services that she can't pay for. An emergency is one thing but other services, she needs to limit - not just buy services indiscriminately. She should also consider Medicare supplements, but that would be for the future. They won't cover periods of time past when she did not have that insurance.
- A HunchLv 72 months ago
For 2020, there may be no options for your mom. She should talk to a insurance broker who is also a medicare specialist.
For 2021, she should consider going to a medicare advantage plan. This will replace regular medicare and likely provide 100% coverage with no or very little out of pocket expense.
- JudyLv 72 months ago
She can ask the providers, they might reduce them.
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- Pearl LLv 72 months ago
they have programs out there for people without ins, i know cause ive had 5 surgeries without it, one is the indigent care program, ask your doctor about it
- Anonymous2 months ago
How about you? She's your mother apparently.
- JohnLv 52 months ago
She needs to reapply for Medi Cal, which may cover at least part of her medical costs. No one is denied Medi Cal due to excess income. Rather, the excess income is used to compute a person's spend down. Spend down is kind of like a deductible, but its based on income. After the spend down is met, further medical costs will be covered by Medi Cal.
- Diane ALv 72 months ago
She needs to talk to the billing dental the hospital. She needs to speak with a health coordinator as well with her insurance and possibly with the hospital to see if there are cheaper options available.