If you want to rent a property does the agents and landlord need to know you get housing benefit?
- 3 weeks agoFavorite Answer
Yes they do, some landlords don’t accept none working tenants/housing benefit because in some mortgage agreements it’s against the agreement to rent the property to someone on housing benefit because of this a lot of landlords will not take on housing benefit. Therefore you need to inform the landlord that you will be on housing benefit before starting the application process
- zipperLv 63 weeks ago
Yes because it helps them know if you can afford the rent fool!
- SCATTY cLv 53 weeks ago
Of course they will know ! When you rent any property you are basically asked how you intend to pay your rent - generally through a job / salary, and you need to provide evidence of that.
If you aren't working or are using Housing Benefit to top up your low income - then you need to declare that. Not all landlords accept tenants on Housing Benefit. So you need to make it clear to the agents from the start you are on HB, so they find suitable properties for you.
Being on HB doesnt mean you can't rent, it just makes it a little bit harder.
- Casey YLv 73 weeks ago
If you receive a housing benefit, there is probably an income related reason. As such, you probably need to tell them so they'll even consider accepting you. Otherwise, you might not have enough income otherwise (or credit for that matter) to qualify.
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- 3 weeks ago
I would assume so, otherwise you'd have no way to show you could actually pay the rent.
- Anonymous3 weeks ago
I must be doing it all wrong. I have never gotten a housing benefit of any kind.
I am not a parasite.
- MichaelLv 73 weeks ago
The landlord certainly has a need to know that you have a sufficient income stream to afford the rent. If your ability to pay the rent depends on your housing benefit, well, there you go.
- blackgrumpycatLv 73 weeks ago
This is from a rent information website:
The majority of tenants will have their housing benefit (or housing costs under universal credit) paid directly to them.Under housing benefit and universal credit rules, exceptions can be made so that payments can be made directly to the landlord. It is possible to arrange for your landlord to be paid directly if you are struggling to budget or if you are in rent arrears.Landlords can also apply directly for the rent to be paid directly to them if you fall into arrears of at least 2 month’s rent.
So the reason they want to know is that the tenant is either not working, or not earning enough to live without help from the government. A landlord wants a tenant who is more likely to pay rent on time. Those on benefits might struggle sometimes to live within their budget and fall behind on payments - of course there are many who are good tenants and will always pay on time. Some landlords don't mind if a tenant is on benefit, they just want to know that the money will arrive - even if they have to apply to the government to have the benefit paid directly to them if the tenant falls into arrears.
- PLv 73 weeks ago
They need to know you will be able to afford the rent and it will likely look like you couldn't afford the rent if you don't disclose any benefits you receive.
- Anonymous3 weeks ago
Almost all landlords and agents are going to ask if you have a regular source of income i.e. they will want to know how you are going to pay the rent. So yes.Source(s): As well as asking many other things and wanting deposits as well as first and last months rent payments upfront.