Why can't it be the same amount of years for everybody to work to get ssdi ?

Why make older people do so many more years of work then younger people when the older you get the more disabled your body becomes when it comes to doing jobs in which a lot if physical labor is involved, so if they really cared about helping people with disabilities they wouldn't make older people work for so much more years than younger people would they? Are you sure the people who made these rules aren't disabled themselves? Are you sure they don't have asbergers in the way that they have no empathy for people and might even giggle at the thought if torturing people? 

2 Answers

  • Ssdi pays a benefit based on work history. It is unrealistic to think someone who becomes disabled at 25 would have 10 years of work history. The older you are the more work history you are likely to have. You are also more likely to work at a higher wage and get more substantial benefits.

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  • Judith
    Lv 7
    3 weeks ago

    It makes perfect sense that the older the person is when they become disabled means that they have to have worked more in order to receive social security disability benefits.

    If a person is 37 years old, for example, and has just become disabled then they should have worked and paid into the SS program longer - after all, social security disability is meant to partially replace the loss of RECENT EARNINGS.  You want benefits then you have to have earned them and a 37 year old has had plenty more working years in which to pay social security taxes then someone who becomes disabled at age 22.

    The people at social security don't make the rules; the laws are passed by Congress.  You don't like the laws then write your congressmen and complain to them.  Don't blame the SS workers who are only trying to do their jobs and have to deal with people like you.

    Social Security is an insurance program.  SS taxes are your premiums.  The older you are the longer you should have been paying into the program.  It's as simple as that.

    And BTW, the MOST someone has to work and pay SS taxes is 10 years (or 40 credits).   For retirement and survivor benefits credits can have been earned at any time.  For disability they must have been earned recently.  I don't think that is asking too much of a person.

    I was a SS claims rep for 32 yrs.

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    • If a person is disabled and has no job opportunities on account of their disability they are eligible for SSI.  SSDI is an insurance program - you get on the basis of what you put in.  SSI is welfare - everyone gets the same.

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