Why is car insurance more expensive for people who have non-motoring convictions?

What is RELEVANT about a non-motoring conviction that would make the car insurance more expensive?

5 Answers

Relevance
  • 3 weeks ago

    Insurance companies have a formula that determines various risk factors. Perhaps there is a statistic that shows that people with other convictions are more likely to take risks while driving?

    Same reason why insurance costs more for young men than for young women.. Young men are more likely to take risks.

    And same reason why said insurance companies also offer discounts on teens with good grades.. A teen is a high risk.. But a responsible teen with good grades is statistically less likely to take risks than his peers with average grades.

    • Login to reply the answers
  • 3 weeks ago

    Those with non-motoring convictions are considered a greater risk due to their previous unlawful activities, which demonstrated a lack of respect for people and/or property. And as we all should know, the surest sign of future behavior is past behavior.

    • Login to reply the answers
  • Satan
    Lv 7
    3 weeks ago

    It takes the view that youre a criminal, and like the majority of criminals, there's a possibility that you'll re-offend

    • Login to reply the answers
  • Anonymous
    3 weeks ago

    You're more likely to use that car in a crime. 

    • Login to reply the answers
  • How do you think about the answers? You can sign in to vote the answer.
  • 3 weeks ago

    Because the charts say that they are more likely to file claims. It's just numbers. Real numbers don't always match up with what you think ought to happened.

    • Login to reply the answers
Still have questions? Get your answers by asking now.