Do I need work comp insurance?

I am an LLC with no employees.  I work for a company in MIchigan.  Do I need work comp insurance?

5 Answers

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  • Flower
    Lv 7
    2 weeks ago

    If you dont have employees why would you buy workers comp insurance?

  • Eva
    Lv 7
    4 weeks ago

    Generally not, unless you're doing work for a government agency or the company you're working for requires it. Some contract work will specify that you have to have it even though you have no employees.

  • 4 weeks ago

    You are not entitled to it - you are not an employee. You are the owner. Buy disability insurance instead.

  • 4 weeks ago

    nope...if you run payroll, you'll pay unemployment, but that's about it.

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  • Judy
    Lv 7
    4 weeks ago

    no............................

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