Why is healthcare so dishonest and expensive in America?
It's ridiculous. I was charged $290 for an X-Ray and then another $290 for someone to READ that X-Ray.
Right now I have an ingrown toenail and I would never in a million years seek treatment, even if I had insurance because they "don't cover" everything. And the doctor won't tell you if something is or isn't cover.
AND clinics always charge you a $50 "copay" if you "sign in." I await the day when you'll be charged $100 for breathing air in a clinic.
Why is American healthcare so expensive? How did we let this happen, exactly?
*is or isn't covered
*I would never seek treatment from a doctor, I will self-treat instead
I meant I will never seek treatment from a doctor regarding the ingrown toenail or anything else minor, obviously something more serious or an emergency would require a doctor's care
- EdnaLv 74 weeks ago
It costs for an X-ray tech to take an X-ray, and it costs for a radiologist to read and interpret the X-ray. Those people have to be paid for their services.
No doctor can tell you how much of his fee your insurance is or isn't going to pay or how much treatment going to cost you. He doesn't know. That's up to the terms of your individual policy and your insurance company. All your doctor can tell you is how much he changes for an office visit.
Almost every health insurance company charges a co-pay whenever you visit a doctor. The amount of your co-pay is stated in your individual policy.
Health care in the US isn't "dishonest". If it's expensive, it's because we (thankfully) don't have socialized medicine in this country. No health insurance plan covers "everything". What they cover and the amount of your co-pay and deductibles are stated in your individual policy. If you don't like it, then shop around for a different health care provider whose terms you might like better.
- Anonymous1 month ago
< And the doctor won't tell you if something is or isn't cover. >
In all fairness, the doctor can't possibly keep up with the ins and outs of YOUR insurance plan.
- ByrdLv 71 month ago
Obviously your policy has a $50 copay. Not everyone does. Why do you think your I insurance should pay 100%? If you don't like your policy buy a different one.
- PippinLv 71 month ago
It is routine for providers to "charge" 2-10 times what a service costs, and that's what they submit to your insurance. The company then "negotiates" it down to a realistic figure, and that's what you and/or your insurance company is actually boomerang pays.
If you are uninsured for some reason, it's often possible to negotiate the charge, especially if you pay upfront.
(And keep in mind that even if you haven't met your insurance deductable, you still benefit from insurance-standard charges.
Good luck "self-treating" after a car wreck or a cancer diagnosis.
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- 1 month ago
Eat the booboo. Drink the TT
- SusieLv 61 month ago
Wait until we get universal healthcare. Every time they implement more government healthcare the medical costs skyrocket. They have since Obamacare and more and more don’t have insurance. What do you expect when government program fraud is rampant.
- LindaLv 61 month ago
Dishonesty is rampant in this country and it is not just in the health care industry. I got charged $4,000 for a ct abdominal scan that I didn't order. Until consumers complain about it and join together, nothing will change. Too many people feel powerless to change things and just stay silent.