Can an insurance be back dated after an Auto accident?

 I was in a car accident September 23. All i have is liability. The other person doesnt have insurance. So I bought uninsured motorist September 24.

The reason im asking is bc someone said I could do that. Because my police report wasnt ready nor filed until Sept 27th. Is this true or false. Yes i made my claim. September 23. The person said they did do it. I dont know if they sued their insurance or not. The young lady that hit me was 20yr old im surprised her family did cover her. I think they hv money i dont know. But i am suing her. The police gave her both at fault. But the court says its her fault. Im just asking just wondering.

18 Answers

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  • 4 weeks ago
    Best Answer

    No, you can NOT backdate insurance.

  • F
    Lv 6
    3 weeks ago

    Oh sure, that's how they make money, allowing people to buy insurance after a crash. FFS!

  • 3 weeks ago

    No this is concerning

  • May
    Lv 5
    4 weeks ago

    Sure you "can" do this. But...You should know that doing so is considered insurance fraud which is often punishable by jail time.

    They walk among us and worse...They breed

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  • 4 weeks ago

    You pay out of your own pocket.

  • TedEx
    Lv 7
    4 weeks ago

    That """"someone::: is full of crap. There is NFW an insurance company would back date a policy. Insurance fraud, anyone??And for insurance fraud, there is n o "get out of jail free" card available

  • 4 weeks ago

    NO. Ins companies are wise to that old trick....

  • 4 weeks ago

    What you are describing is called fraud. A felony or crime depending on where you live in the world.

  • 4 weeks ago

    You would be committing insurance fraud. Don't do it.

  • Anonymous
    4 weeks ago

    No such thing as retroactive car insurance.......insurance fraud is a crime.

  • Anonymous
    4 weeks ago

    Wow - think of the money we could save: buy fire insurance after the house burns down, health insurance after you get sick, life insurance on grandpa after he dies, car insurance after the wreck. I wonder why no one thought of that before ?????

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