Is travel insurance compulsory for travelling abroad?
- RICKLv 73 weeks ago
I have heard some countries require it but its never been mandatory in any of the 26 countries I have visited
But it is highly advisable
- STEPHENLv 71 month ago
No. Just highly advisable.
- Karen LLv 71 month ago
Do you mean travel medical insurance? Abroad to where? Some countries require it, some don't.
- ibu guruLv 71 month ago
Depends on the country you are going to, and for how long, whether it is mandatory or not. But it is always wise to obtain it. People who travel often get ill - different water (even if safe, your body is not used to it!), different food, different activities, stress of travel all take a toll. And injuries doing unfamiliar activities are common, too. So it's smart to ensure you have insurance - or plenty of money to cover unexpected bills!
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- Lord BaconLv 71 month ago
No, but it would be very unwise to risk travel without it. No one plans to fall ill or have an accident but it happens. Medical bills can be huge. Travel insurance would cover most/all of the cost.
If you are so ill you need to be repatriated to your home country for treatment (or for your funeral), travel insurance is likely to pay for it, including the cost of medical experts during the repatriation.
If your travel plan has to be cancelled for legitimate reasons, travel insurance should reimburse your costs.
A relative of mine died on his way back from a trip abroad. Travel insurance provided the only life insurance he had at the time and, while modest, it at least paid for his funeral.
If your baggage gets lost or stolen, travel insurance will compensate you.
If your airline ceases to trade while you are abroad and if you are not covered by an ATOL guarantee, travel insurance will pay for your flight with another carrier.
It is not compulsory to insure against these and other risks associated with travel but it is a wise precaution.
- choko_canyonLv 71 month ago
Compulsory?? Who would enforce that? No, of course it's not.
- sunshine_melLv 71 month ago
It's not compulsory - but it would be fairly stupid not to take it out.
- CogitoLv 71 month ago
While it may not always be compulsory, it would be insane not to take out a good policy. You can't expect anyone else to help you if you have an accident or get really sick whilst abroad and airlines won't fly you home if you're not in really good health.
Medical treatment in some countries is so expensive you'd never be able to pay, and if you don't pay, you get NO treatment.In other countries, the ordinary hospitals and doctors are so bad that you really wouldn't want to go there. Going private would save your life.So get insurance. If you don't, you're risking dying alone, in pain, thousands of miles from home.