my mom have a repo with 544 credit score can she get a car loan?

my mom have $2,000 coming Every month and she have a $11,000 to put down for a 2019 toyota camry

she does have a repo but i think is been 10 years or less

so do u think if she have $11,000 down to put in a new car do u think she will get approved

my mom thinks if she gets a 2014 toyota it will break down but i told her toyota last long

7 Answers

  • don r
    Lv 7
    4 weeks ago
    Best Answer

    Maybe she can afford a 2010. Think about maintenance and insurance.

  • Anonymous
    3 weeks ago

    544? Would I lend to her, no freaking way. A 10 year old repo shouldn't even be on her credit report so it's not causing her low score. Whether they has the money or not, sounds like she has a habit of not paying what she owes.

  • Anonymous
    1 month ago

    Reported for violating forum rules by asking the same question over and over.


    Now, to answer your question again, she simply cannot afford a 2019 Camry. Even a base model is going to cost over $25,000 with tax and other charges. With such bad credit and low income she cannot qualify for a $14,000 loan plus the required insurance. Period, end of story. Don't ask again.

    Go buy a Toyota or Honda for $10,000 cash and spend a couple hundred getting it thoroughly test driven and inspected by a shop other than the one she buys it from, and spend the remaining money on extended warranty coverage

  • Anonymous
    1 month ago

    I daily drive a 1986 Toyota.  Make way more than your mom, wouldn't even think of buying a 2019.  Sounds like she needs to take a basic finance class and learn how to handle her money.

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  • 1 month ago

    TROLL. This is what, about the 32nd time for this question?

    You've even been answered by a guy who actually WORKED in auto sales for many years, and STILL you continue asking????

    Are you related to that Robbie guy who keeps asking about buses?

  • Anonymous
    1 month ago

    capitalism is debt bondage

  • Anonymous
    1 month ago

    Yes, she can. The terms would be bad because her credit is bad. STOP ASKING THE SAME QUESTION OVER AND OVER.

    A 10 year old repo has long ago fallen off her credit report.

    By bad terms I mean a high interest rate and a jacked up price.

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