In general, no, but there are exceptions. For example, if you consolidate your own loans with your spouse's, you may be required to repay the entire loan even if you later separate or divorce. You may also be required to repay a private student loan if you co-signed for it and your spouse defaults. If your spouse pays off your loans during the course of your marriage and you later divorce, then a court could order you to repay your former spouse, or otherwise take the value of loans that were paid into consideration when determining how assets are divided. But if the loans are solely in your spouse's name, then the spouse is solely responsible for paying them. In the event that your spouse dies, federal student loans can be discharged. Many private loans also have this feature, but not all --in some cases, the loan is only discharged if the person died without an estate.