Can you NOT list one of your credit cards when dealing with a Debt Solution Company?
I am working with a Debt Solutions Company, Full Circle Credit Solutions. I am now filling out all my forms for all my creditors. It does not state that I need to list all my creditors... I have one card with no debt on it at all. Limit is 300. Its a small one to help rebuild my credit. Would it be bad not to write this down? I would prefer to keep it.
- SlickterpLv 711 months ago
You can list whatever you want. What is their solution?
- hotstuffktrLv 611 months ago
If you have no balance on it, I don't think you need to report it. But, the company will likely run a credit report once they have your SSN - so, they will / should know about it, afterwards. FYI.
- Pearl LLv 711 months ago
i would list all of them so you dont get in trouble for not listing them
- Anonymous11 months ago
No need to write it down if you owe nothing.
I am not a fan of those companies. You can do everything yourself for free.
They just charge you a fee and therefore it takes longer for you to pay off your debts.
I would not pay any firm.
Some are more reputable than others but you can do it yourself.