Emily asked in Business & FinanceCredit · 11 months ago

Can you NOT list one of your credit cards when dealing with a Debt Solution Company?

I am working with a Debt Solutions Company, Full Circle Credit Solutions. I am now filling out all my forms for all my creditors. It does not state that I need to list all my creditors... I have one card with no debt on it at all. Limit is 300. Its a small one to help rebuild my credit. Would it be bad not to write this down? I would prefer to keep it.

Thank you!

4 Answers

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  • 11 months ago

    You can list whatever you want. What is their solution?

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  • 11 months ago

    If you have no balance on it, I don't think you need to report it. But, the company will likely run a credit report once they have your SSN - so, they will / should know about it, afterwards. FYI.

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  • 11 months ago

    i would list all of them so you dont get in trouble for not listing them

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  • Anonymous
    11 months ago

    No need to write it down if you owe nothing.

    I am not a fan of those companies. You can do everything yourself for free.

    They just charge you a fee and therefore it takes longer for you to pay off your debts.

    I would not pay any firm.

    Some are more reputable than others but you can do it yourself.

    • Emily11 months agoReport

      I did not know that... thank you for the advice!

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