Depends on brain power. Brain dead morons spend every cent on flashy cars and expensive housing which is a nice lifestyle but not a true one. Eventually you’ll end up in debt. Smart people would save approx 150,000+ annually or yearly, so by the time they retire they could live an extremely extravagant lifestyle in the big Apple. From 25 - 65 they’d save 6,000,000 without interest. With interest and/or 401K they’d have a nice 10,000,000 for retirement and a nice pension.