If my loans falls default how much would I have to pay?

I made the mistake of taking out a payday loan from speedy cash for $916. The payout amount to pay cash in full is about 1200. If I stick with the payday payment plan it ends about being about $4000 after fees. My question is if I stop paying it and let it fall default. If I was about to pay off the loan after 2... show more I made the mistake of taking out a payday loan from speedy cash for $916. The payout amount to pay cash in full is about 1200. If I stick with the payday payment plan it ends about being about $4000 after fees. My question is if I stop paying it and let it fall default. If I was about to pay off the loan after 2 months of saving but being default. Would I be expected to pay the 1200 or the full 4000. They want 256 every two weeks for the payment plan just to keep the loan open
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