Anonymous
Anonymous asked in Society & CultureOther - Society & Culture · 11 months ago

How does employee health-insurance work?

Usually, if you pay out of pocket health-insurance

costs $400 or more - right? So how much do you

have to pay if your company offers health-insurance?

How does that work?

6 Answers

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  • 11 months ago

    It varies with different companies. Some pay all the cost, others require employees to pay part of it.

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  • ricky
    Lv 7
    11 months ago

    Employer usually covers at least half for family, and usually all for the individual. If you are a reliable and productive worker, many companies will incentivize your coverage.

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  • 11 months ago

    Generally you have an annual deductible and/or a copay. For example, when I was working I had a $200 annual deductible for doctor and hospital charges. For prescription drugs I had a copay per prescription or refill, usually $10 for a generic or $30 for a brand name.

    My employer paid everything else.

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  • your fecked, thats how

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  • Anonymous
    11 months ago

    It depends. My office offers various plans at various prices. There's a cheap plan that's free - they pay 100% of the premium, but there are high deductibles. There are better plans with lower deductibles, but they are only partially covered. Also, you have to pay extra for family plans.

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  • Anonymous
    11 months ago

    Usually, you get a discount because your company is purchasing insurance for a group of people.

    Cost vary... but since obongocare.... costs have skyrocketed

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