Are car insurance inspections fair?

My car was rear ended at work and I'm getting it inspected at one of their sites Tuesdays. They said they cut you the check right away. I chose this option instead of a repair place because I'm going to be moving very soon so I want to take my time getting it repaired. Lots going on and I just didn't... show more My car was rear ended at work and I'm getting it inspected at one of their sites Tuesdays. They said they cut you the check right away. I chose this option instead of a repair place because I'm going to be moving very soon so I want to take my time getting it repaired. Lots going on and I just didn't need this.

In your experience, were these inspection checks fair?

Thank you :)
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