MARIE S asked in Business & FinanceCredit · 11 months ago

What happens when a judgment is put against you?

My husband has a judgment against him and no income. The only income we have is my long term disability check. Can I get garnished? Can creditors go into my bank account?

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  • 11 months ago

    If your money goes into a joint account with your husband they can take it. If it's YOUR account they can't.

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  • 11 months ago

    Hello

    They can only collect after a judgment by the courts.

    They cannot get anything that has only your name on it but if his name is attached then yes..

    Best

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  • Anonymous
    11 months ago

    you should really ask a lawyer and do it very quickly because they can go after your bank account they can go after your car they can go after your house don't wait until they issue so kind of other action besides the judgment. Talk to a lawyer immediately. And see what to do

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  • 11 months ago

    The debtor has the right to collect. If you have income he can attach it, if not he can place a lien on anything your own.

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  • 11 months ago

    They cannot go get anything that has only your name on it, no.

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  • Anonymous
    11 months ago

    It means if he ever has a real paycheck or assets they can come after them easier. If he has neither, it pretty much means he is judgement proof.

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  • 11 months ago

    Disability benefits can be garnished for child support or student loans. If it is any other type of debt, then social security disability checks should be safe.

    They definitely can go after a bank account. However, you refer to it with the word "my", not "our". Is this a joint bank account with both names or is it only yours and not his? Also, do you live in a community property state or not? I'm not sure of the exact circumstances so I don't know about this bank account.

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  • 11 months ago

    Is it a private LTD plan and not SSDI?

    Are you in a community property state?

    Were you married when the debt occurred?

    Do you have a joint account?

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  • 11 months ago

    i would go talk to a lawyer about it

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  • .
    Lv 7
    11 months ago

    Judgments give debt collectors much stronger tools to collect the debt from your husband. Those tools can include wage or bank account garnishments, as well as putting on a lien on your home. Disability payments can only be taken to pay for:

    1. Child or spousal support

    2. Unpaid Federal taxes

    3. Debts to other federal agencies such as an over-payment of food stamps or defaulted student loans

    • A Hunch
      Lv 7
      11 months agoReport

      There is a difference between SSDI and LTD.

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