Yes, the cc company can take your car, your home - any assets they want to, as well as garnisheeing your ss. Why haven't you been making payments toward your debt? Not doing so means at some point, you are going to be hit really hard, and you won't see it coming. Add court costs, penalties, interest and possibly attorney's fees to your debt. You may end up owing double.
Certified Paralegal, with 25+ years' experience.