1. Finding work with no degree, no experience, no specialized skills will be tough, and it will be especially hard to find something earning enough to pay off current debt + living expenses.
2. Dropouts, especially if out more than 1-2 years, rarely return to complete their degree. They get caught up in other things, forget too much & lose study skills, and find it too difficult to return.
3. 80% of American college students work at least 20 hrs/wk - and still earn good grades. If you had done this, you would not have so much debt, you would have some work experience & references, etc. If you cannot keep up with school when you're among the minority who do not work at all, you have to question whether you are really working to capacity, & whether you really have the ability to do college level studies.
Tough decision since you are not a good student, but have no job skills or experience, either. You either pull out all the stops, work your butt off to work part-time AND earn great grades, or drop out, realizing your college degree is likely never going to happen.