Investment property turns out to be primary residence? How to do?

I have full intentions of living in one of the two units I am trying to buy. The unit that I intent to live has a lease for another 1 year. If I bought the property as investment property now, can I re finance to primary residency rates when I move in? Or can I wait another year to move in and make it primary... show more I have full intentions of living in one of the two units I am trying to buy. The unit that I intent to live has a lease for another 1 year. If I bought the property as investment property now, can I re finance to primary residency rates when I move in? Or can I wait another year to move in and make it primary residence?
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