Can I legally take the car?
So I co signed with my significant other. We aren’t together now. I’m first on the loan and I’m on the title. She hasn’t paid the car payment. Can I legally take the car from her? We pay using her card but I give her the money. And I’m the one who paid the down payment if that matters
- STEVEN FLv 76 months ago
The loan is IRRELEVANT, and the order of names on the loan means NOTHING.
If both of your names are on the title, you have EQUAL legal claim to ownership of the car.
- Anonymous6 months ago
The person on the title is the owner. Anything else is immaterial.
- NosehairLv 76 months ago
- steveLv 66 months ago
I think regardless of who paid the deposit if her card is used to pay the instalments but you have given her the money then what proof do you have to say you are paying?
If she disputes it, it would be your word against hers. Even if you signed together if it was being paid for by her card/bank account then even if you were giving her the money then it is her car and you can't take it without her permission.
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- BruceLv 76 months ago
The name on the title is all that matters. The rest is irrelevant, including which name is first.
If both your names are on the title, then you both have equal interest. Can you take it? Sure. And she can take it right back.
You will need to come to an agreement and apply for a new title, or have a court order if you want the car exclusively.
- JeffreyLv 76 months ago
You need a lawyer. If you are first on the loan and she isn't making the payments it is your credit that will be ruined.
- EvaLv 46 months ago
Since you're on the title, yes you can. Be prepared to explain yourself when she reports the car stolen. You may have to prove in court that you made the payments. She may be willing to let you have the car if you offer to refinance the loan to get it out of her name.
- curtisports2Lv 76 months ago
If she's not on the title, she has no ownership in it. If you take it and she calls the police, when you show them the title, they will tell her that it's a civil matter between the two of you. The only chance she has is suing you in court.
- 6 months ago
You own it, you are on the title. IS it registered to you at all or solely to her?
- DzeLv 76 months ago
you'd better take it and make the payment because they WILL repo it and then YOU will be the one paying the fines, fees and whatever is left over of the loan after they hock it at auction for 800$ ... not kidding here .. take care of it pronto ..