You have no clue. You cannot enter a contract until you are 21, and must show proof of ongoing employment, and a full month of rent as a security. In NYC, a 1BR tiny place will run over $2K a month. The further out you go - no longer living in NYC - the cheaper the rent, but then you have commuting expenses. And COMPETITION is insane because you are hardly the first person who wants to do this. We live 90 minutes away from NYC and COL is far lower here - and we get into the city as often as we want to enjoy ourselves. Most professional people do the same thing. Unless you are making several hundred grand a year MINIMUM, living in NYC is not for you. Heck, you are a country kid with rotten math skills, and zero common sense. And zero life experience. Read all the other posts just like yours - although we doubt you will believe and if the answers.