I think it could work well, with qualification and mandatory homesteading, but I'd like it to include more than just Black people. It's more constructive and positive than burning it up overseas with the TRILLIONS already burned up there. The down payment is no worse than the GI Bill we already have, but what lots of people are having a problem with is proposing ANY benefit to Blacks. Look what we GAVE to the Vietnamese Boat People, and if you don't think you know any, look at many young doctors today-their children. Don't automatically assume that no Blacks can ever make good. Help everyone who NEEDS help. My proposal is this; Mandatory homesteading and property tax adjusted downward to make quality homes at any price actually affordable, tying that to the median income, not the highest the price can be raised. The American Way is abandoning the 99% to landlords, including many foreign investors who continue to flip real estate beyond the reach of AVERAGE Americans.