I'm 64, retired and have been drawing SS since age 63 and have health insurance through the ACA. I'll turn 65, Feb 2020 and be automatically?
I see all these scenarios where a person shouldn't enroll in Part B...as being covered by other health insurance, contributing to a HSA, etc. But how about the healthy person such as me? Why should I have $135 or more taken out of my SS payment to pay for something I don't need.
I'm single, live a healthy lifestyle, don't engage in risky behavior and don't have any dependents.
I plan to take it year by year as far as enrolling in Part B. If I see my health declining, I'll sign-up for it ASAP, but until then, it doesn't make sense for me to sign-up when I turn 65.
I would like your thoughts and any information you can provide.