American Express rewards question?

I am new to Amex after not having one for decades. In looking at their website, there does not seem to be a discount for choosing a gift card over cash like at Discover & Chase. Is that year round or what? I don't have a ton of points but if there is no benefit in waiting for a discounted gift card, I... show more I am new to Amex after not having one for decades. In looking at their website, there does not seem to be a discount for choosing a gift card over cash like at Discover & Chase.

Is that year round or what?

I don't have a ton of points but if there is no benefit in waiting for a discounted gift card, I should go ahead & get a statement credit, right?
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