Hands down, pay off your outstanding debts first before getting a puppy, and then try to gradually save up for a puppy that you want, but don't really need. Regardless of the initial cost of this breed, ALL puppies and dogs cost money to take proper care of, which will end up to be way more than the initial purchase price, whether it be a $50.00 dog or a $3,000.00 dog. Vet care isn't cheap. Good dog food isn't cheap. Puppy/dog supplies aren't cheap. And to top things off, if a Vet emergency arises, that for sure isn't cheap. In fact, some surgeries that people don't think about can run into the thousands of dollars, and don't ever think that an emergency can never happen to you/your puppy or dog. It can. Trust me. Oh, and I forgot to mention that if this a breed that needs professional grooming, that isn't cheap either. Clear your debts first. Everyone has bills to pay on a regular basis even if they own their own home free and clear of a mortgage. If you have credit card debt, start there, as that is usually what gets people into huge debt to begin with.