If you're serious about your business, hire a professional to help with bookkeeping, accounting, and tax preparation. You're great at buying and selling for a profit, wonderful. You don't have a clue what's going on with tracking your profit or loss or preparing your tax return. For your own sake, please don't be stupid enough to buy some tax program and think that's going to turn you into a tax expert. That's not how it works.
Most lenders want to look at tax returns for verification of income. The level of professionalism when they're looking at financial statements and tax returns is probably just as important was whatever figures are shown.
Lenders can spot do-it-yourself financial statements and tax returns from a mile away. If you submit DIY statements, they'll blow you off as not serious.