Why is healthcare so much more expensive in the United States than every other country in the world?
The hospital said he needed surgery, but they didn't have a pediatric surgeon on staff who could perform the procedure. So we had to get an ambulance from this first hospital to another in-network hospital where the surgery was performed. After the initial surgery he had to go back a week later for a lingering infection at the wound site.
My out of pocket costs last year were around $13k which includes $3,000 in annual premiums, a $6k deductible, and about $1k in co-pays. The ambulance ride was not covered by my insurance and cost about $2,700 ($500 pick up fee, $500 drop off fee, plus $100/mile). I fought with my insurance company over this, but they simply refused to pay and threatened to send the bills to a collection agency.
That's $10k in additional costs BEYOND MY MONTHLY PREMIUMS. This ate up much of my savings. My wife and I had hoped to put a down payment on a house, but now we have to save for another 2-3 years. I had to pay that stupid ambulance bill because I couldn't risk the hit to my credit.
Does anybody really think this system works?