Stopped for no insurance?

My step daughter was unwell last night and left her car at hospital. This morning her dad lent her his car to go home in but she got pulled over for no insurance. She is fully comprehensive on her own policy but didn’t realise she couldn’t drive other cars. She is being reported for the offence.

I have read the minimum for the offence is 6 points and a £300 fine which would mean her license being revoked.

Is she definitely going to be punished?

Is it worth getting a solicitor due to ‘special circumstances’

Will her Dad be punished for lending her the car even though she didn’t realise she wasn’t insured?

13 Answers

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  • 6 months ago
    Favorite Answer

    Dad’s insurance would be in effect when she is driving his car with insurance. If he has insurance on the vehicle the proof can be shown to the court and the citation will be dropped. If he doesn’t then he should pay her ticket since it is his fault.

    • STEPHEN
      Lv 7
      6 months agoReport

      This answer is total BS. The questioner is UK based. £300 fine. UK money.
      In the UK drivers must be named individually on the policy.
      There are no "special circumstances". Driving uninsured is a serious matter in the UK.

  • Anonymous
    6 months ago

    how did the police know she had no insurance to pull her over?

  • 6 months ago

    Due to the words and phrases you used, I can tell you're in the UK. While most aspects of your country put you as one of the leaders of the free world, your traffic and insurance laws are straight out of any communist dictatorship.

    Hell yes get a lawyer, or at least a traffic defender. Traffic defenders, if you have them where you live, are often just as effective as lawyers but not nearly as expensive. They're usually paralegals or ex-cops (or both), and they know the technical traffic laws and courtroom procedures as well as any lawyer.

    However much trouble your daughter is in, she is entitled to plead her case in a court of law and she has the right to independent legal advice. Look for a traffic defender in your area.

  • May
    Lv 5
    6 months ago

    Ask a psychic your questions about what will happen. Normal people cannot foretell the future

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  • 6 months ago

    Tell the judge you told her it was okay because you had coverage on the vehicle. He might give her a break.

    • STEPHEN
      Lv 7
      6 months agoReport

      It doesn't work that way in the UK. Drivers must be named individually.

  • JetDoc
    Lv 7
    6 months ago

    If you want legal advice, go talk to a lawyer.

  • Pearl
    Lv 7
    6 months ago

    i would just talk to a lawyer about it

  • Nancy
    Lv 6
    6 months ago

    She didn't get pulled over for no insurance. She got pulled over for something else, some other infraction, and then the police learned she had no insurance. The police aren't psychic. They can't just tell by looking at a car driving by that the driver isn't insured. Had she not been driving like a numpty and been following local traffic laws, she wouldn't be in this mess. 'Stopped for no insurance'—if you believe that load of nonsense, you'll believe anything.

    • Erik
      Lv 7
      6 months agoReport

      That's just what I was thinking. You mean in the UK they can tell if someone doesn't have insurance by just looking?

  • Anonymous
    6 months ago

    If she held fully comprehensive insurance it usually allows you to drive another car on third party only cover. So she needs either to read her insurance documents or phone the insurer and ask.

  • P
    Lv 7
    6 months ago

    No her Dad won't be punished, but he needs to check if his policy actually covered her since it was his car and could get some paperwork to release this ticket. However if his policy does not cover her she should call a solicitor who will know very quickly how bad her situation is.

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