Stopped for no insurance?
My step daughter was unwell last night and left her car at hospital. This morning her dad lent her his car to go home in but she got pulled over for no insurance. She is fully comprehensive on her own policy but didn’t realise she couldn’t drive other cars. She is being reported for the offence.
I have read the minimum for the offence is 6 points and a £300 fine which would mean her license being revoked.
Is she definitely going to be punished?
Is it worth getting a solicitor due to ‘special circumstances’
Will her Dad be punished for lending her the car even though she didn’t realise she wasn’t insured?
- Valleycat1Lv 76 months agoFavorite Answer
Dad’s insurance would be in effect when she is driving his car with insurance. If he has insurance on the vehicle the proof can be shown to the court and the citation will be dropped. If he doesn’t then he should pay her ticket since it is his fault.
- Anonymous6 months ago
how did the police know she had no insurance to pull her over?
- Obi Wan KnievelLv 76 months ago
Due to the words and phrases you used, I can tell you're in the UK. While most aspects of your country put you as one of the leaders of the free world, your traffic and insurance laws are straight out of any communist dictatorship.
Hell yes get a lawyer, or at least a traffic defender. Traffic defenders, if you have them where you live, are often just as effective as lawyers but not nearly as expensive. They're usually paralegals or ex-cops (or both), and they know the technical traffic laws and courtroom procedures as well as any lawyer.
However much trouble your daughter is in, she is entitled to plead her case in a court of law and she has the right to independent legal advice. Look for a traffic defender in your area.
- MayLv 56 months ago
Ask a psychic your questions about what will happen. Normal people cannot foretell the future
- How do you think about the answers? You can sign in to vote the answer.
- thebax2006Lv 76 months ago
Tell the judge you told her it was okay because you had coverage on the vehicle. He might give her a break.
- JetDocLv 76 months ago
If you want legal advice, go talk to a lawyer.
- PearlLv 76 months ago
i would just talk to a lawyer about it
- NancyLv 66 months ago
She didn't get pulled over for no insurance. She got pulled over for something else, some other infraction, and then the police learned she had no insurance. The police aren't psychic. They can't just tell by looking at a car driving by that the driver isn't insured. Had she not been driving like a numpty and been following local traffic laws, she wouldn't be in this mess. 'Stopped for no insurance'—if you believe that load of nonsense, you'll believe anything.
- Anonymous6 months ago
If she held fully comprehensive insurance it usually allows you to drive another car on third party only cover. So she needs either to read her insurance documents or phone the insurer and ask.
- PLv 76 months ago
No her Dad won't be punished, but he needs to check if his policy actually covered her since it was his car and could get some paperwork to release this ticket. However if his policy does not cover her she should call a solicitor who will know very quickly how bad her situation is.