A credit card (Discover) that was discharged in a bankruptcy 15 years ago has been sending me credit card offers for the past 5 years.?
Can they use this as a trick to try to collect the old debt?
- oklatomLv 76 months agoFavorite Answer
No, they are just offering you a new start. You can accept or reject it.
- ckngbbblsLv 76 months ago
many of those credit card applications are computer generated. I have zero credit due to catastrophic illness with my late husband and I get them all the time.
Ignore and move on with your life.
- Beverly SLv 76 months ago
No. This is actually common.. they may let you open a new account if your credit is good again.
- NeverLv 76 months ago
Nobody would do that.
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- MichaelLv 76 months ago
No, but they can use this as a trick to try to get you into new debt.
- ArimatthewdaviesLv 76 months ago
No friend if it was discharged in bankruptcy they can't offer you a credit card and then put the debt on that credit card.
- JudyLv 76 months ago
no, that's done, but they might or might not approve you,
- Badge 203Lv 46 months ago
Two things, it was included in a bankruptcy and past the SOL. Advertising ploy, all they sent you was a pre-approval letter, and that came from a marketing firm. You will not be approved. You burned em once, you will not get a second chance to do it again
- Anonymous6 months ago
No. They recognize that your situation has changed and are willing to give you a second chance.
They CAN NOT try to reclaim that old debt.
- SlumlordLv 76 months ago
No, they are just a sucky credit card and will extend credit to anyone with a pulse and semi-decent credit today.