I am planning on getting a credit card for the first time. I can choose between a low rate or low fee card. Will a low rate card look worse?
The low fee card has a higher interest rate than the low rate card, but the annual fee is just slightly less on the low fee card.
If I chose to go with the low rate card, would my credit score be negatively affected in the long term (even if I pay it off on time each month).
In other words, would a low rate card (with a slightly higher fee) alone make me look like I'm less sure of myself and less reliable in paying off my debts.