Your credit is wrecked; you will never again be able to get a new credit card, mortgage (home loan), etc., finance a car, etc. (Normally, this applies only for 7-7 1/2 years, but at your age, that could be the rest of your life.) You won't be able to rent most apartments either, so you'll have to stay wherever you are living now until you die or go into a nursing home or hospital, etc.
They might sue you and get the right to take the money or freeze your bank accounts. Or they could just wait for you to die and then take your assets, which will leave less, or nothing, to be inherited by whomever you wanted to receive your money when you died.