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Do you think major health insurance should deny self inflicted injuries?

8 Answers

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  • Anonymous
    1 year ago
    Favorite Answer

    That’s a slippery slope. Injured in a car crash: it’s your fault. Should’ve walked. Injured your knee walking too much: it’s your fault. Should’ve bought a Segway. Bitten by a rattlesnake on a hike: it’s your fault. Should’ve hiked in the city playground. Dislocated your shoulder kayaking down the river: it’s your fault. Should’ve taken a swan boat in the manmade lake. Developed cancer: its your fault. Should’ve worn a gas mask when you’re walking next to traffic on your way to work. Developed food poisoning: it’s your fault. Should’ve had your food tested before buying it.

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  • Edward
    Lv 7
    1 year ago

    Yes costs the rest of us more

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  • Anonymous
    1 year ago

    Does home owners insurance sent claims if you burn your house down?

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  • David
    Lv 7
    1 year ago

    No because that is an illness in itself that could be cured with the correct medical therapy.

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  • Lôn
    Lv 7
    1 year ago

    Of course they should. Only nutters inflict injuries on themselves.

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  • Dixie
    Lv 7
    1 year ago

    For mental disorder like that not sure there's much hope

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  • 1 year ago

    No, since self inflicted injuries are a symptom of mental illness, and mental illness is usually covered.

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  • 1 year ago

    Of course. It's foolish not to.

    I'm pretty sure that ALL insurance policies will deny coverage for events which are self-inflicted, for obvious reasons. A life insurance policy will not pay out in a case of proven suicide, for instance.

    Creating your own indemnifiable event and then filing a claim is called FRAUD.

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