Do you think major health insurance should deny self inflicted injuries?
- Anonymous1 year agoFavorite Answer
That’s a slippery slope. Injured in a car crash: it’s your fault. Should’ve walked. Injured your knee walking too much: it’s your fault. Should’ve bought a Segway. Bitten by a rattlesnake on a hike: it’s your fault. Should’ve hiked in the city playground. Dislocated your shoulder kayaking down the river: it’s your fault. Should’ve taken a swan boat in the manmade lake. Developed cancer: its your fault. Should’ve worn a gas mask when you’re walking next to traffic on your way to work. Developed food poisoning: it’s your fault. Should’ve had your food tested before buying it.
- EdwardLv 71 year ago
Yes costs the rest of us more
- Anonymous1 year ago
Does home owners insurance sent claims if you burn your house down?
- DavidLv 71 year ago
No because that is an illness in itself that could be cured with the correct medical therapy.
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- LônLv 71 year ago
Of course they should. Only nutters inflict injuries on themselves.
- DixieLv 71 year ago
For mental disorder like that not sure there's much hope
- Cindy LGPBLv 71 year ago
No, since self inflicted injuries are a symptom of mental illness, and mental illness is usually covered.
- Ominous CowherdLv 61 year ago
Of course. It's foolish not to.
I'm pretty sure that ALL insurance policies will deny coverage for events which are self-inflicted, for obvious reasons. A life insurance policy will not pay out in a case of proven suicide, for instance.
Creating your own indemnifiable event and then filing a claim is called FRAUD.