How does car insurance claims work?

I live in Texas and My ez husband rear ended me after we exchanged the kids. He was off duty but in his work truck as he uses it for personal use. He agreed that he would pay me cash as he didn’t want to use insurance. Well it’s been 25 days and he still hasn’t paid so I had the damage appraisal done and it was... show more I live in Texas and My ez husband rear ended me after we exchanged the kids. He was off duty but in his work truck as he uses it for personal use. He agreed that he would pay me cash as he didn’t want to use insurance. Well it’s been 25 days and he still hasn’t paid so I had the damage appraisal done and it was 2099 and I have pictures of the wreck from the day of. I told him I was gonna call his work to file a claim but he said he doesn’t have insurance and will lose his job. What should I do? Will his work cover anything?
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