It’s ok to have $79,000 credit card debt, $72,000 in student loans, $12,000 upside down car debt, $12,000 medical debt and earn $60K/year?

In savings there’s $87.37 and 3 children Most Americans are in debt so this is just a monopoly game. My question is what do we do if we want to buy a house and credit is awful. Would you co-sign for me? Here’s some ideas we have to get out of the mess 1) Beg a friend to co-sign a 0 percent APR to do a balance... show more In savings there’s $87.37 and 3 children

Most Americans are in debt so this is just a monopoly game.

My question is what do we do if we want to buy a house and credit is awful. Would you co-sign for me?

Here’s some ideas we have to get out of the mess

1) Beg a friend to co-sign a 0 percent APR to do a balance transfer

2) Falsify income earned on a mortgage application then get a cash advance for a down payment

3) See if we can use payday loans to pay for spouse to go back to school and quit job to become a licensed refrigerator owner

Any other ideas? can use a vacation
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