How much will my Statefarm car insurance go up after hit and run?

If my car was hit and run while parked with about $5k worth of damage, how much would my insurance rate go up?

Does anyone have experience with this for statefarm?

10 Answers

  • lucy
    Lv 7
    10 months ago
    Favorite Answer

    A vehicle being hit while parked, is never at fault.

    But when it is a hit/run, and (if) you can't id the person who did it, then your insurance pays under collision, which (might) impact your rates, even if you can prove it was a hit/run.

    Even if you have uninsured property damages, which would (normally) cover since, the person who fled the scene, but since you can't ID the person, then they (can't) verify if in fact the person who fled the scene (had) insurance or not.

    Granted, your rates should not go up, but your record will show a collision claim.

    But you could argue with the insurance department if they raise your rates.

    • 10 months agoReport

      Not true, my friend had a car accident, someone opened their door into her car while she was driving, it was parked but the court agreed with her that the person who opened the door was at fault.

  • 10 months ago


  • 10 months ago

    Thats a question for State Farm to answer the best. Rightfully it shouldn't go up at all but they like all businesses are out to make money. Promise you the moon to get your $ and when you need them you get moon pie. If they can find some wiggle room they'll take it esp. if it's big $. Fade to lawyer commercial.

  • 10 months ago

    Legally speaking they aren't allowed to increase your rates based upon a hit and run, because you aren't at fault. That isn't to say your rates won't go up, just not for that reason. Instead they will look for other reasons like increased risk where you work or live (where it occurred). But as to how much, that is unknown.

  • How do you think about the answers? You can sign in to vote the answer.
  • 10 months ago

    A Hunch is wrong. It is a collision claim. the rates will not go up. If they try it, you can always file a complaint with your state's Insurance Department.

    Source(s): Retired claims adjuster and State Farm insured.
  • Jay P
    Lv 7
    10 months ago

    That's a question between you and your State Farm agent. No one Yahoo can tell give you an answer.

  • May
    Lv 5
    10 months ago

    It may not go up at all. But....Even if it goes up. How would anyone here be able to tell you the amount ?

  • Anonymous
    10 months ago

    About $15 per month.

  • Erik
    Lv 7
    10 months ago

    It probably wouldn't go up at all.

  • 10 months ago

    If you have a police report that shows that this occurred as a hit and run while parked, it's covered under comprehensive and won't impact your rates.

    -it's a not at fault event.

Still have questions? Get your answers by asking now.