Can you buy worthless auto insurance?

im 24 new driver less than a year experience with a car had my motorcycle endorsement for 2 years. Im geting car quotes of around 200 a month liability. could i find some fake insurance that has no value just to register it or is auto insurance have to be legit . ive heard most of the time places like progressive... show more im 24 new driver less than a year experience with a car had my motorcycle endorsement for 2 years. Im geting car quotes of around 200 a month liability. could i find some fake insurance that has no value just to register it or is auto insurance have to be legit . ive heard most of the time places like progressive wont pay out anyway an figure it isnt worth paying them to
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