FAFSA does not offer you financial aid. FAFSA simplye determines what your EFC should be, and whether you are eligible for federally-funded financial aid.
Each type of loan has limits per academic year, and per academic career. You cannot exceed those limits, even if you have unmet need.
THE SCHOOL determines what aid you are offered. They may, or may not, offer you scholarships, tuition waivers, or grants that are NOT federally-funded. This is why it is very important to compare the offer you receive from each school, because they will be different. They are different because the COA is different, and some schools have more money to offer than others. Furthermore, some schools have scholarship funding in certain areas (like chemistry and nursing), and other schools offer scholarships in different areas (like football or bowling). For example, if you are offered a full-ride scholarship based on previous excellent academic performance, they may not offer you any loans -- because you won't need them.
You also have the option of attending a school with a LOWER COA... and you should.
To attend a school that is $50,000 when you have no money saved for college is stupid -- unless you receive generous scholarships.
For example, many students begin at community college and then transfer later to a four-year school. It is possible that a Pell grant could cover your entire cost at a community college.
You should explore different options, because taking on $50K of debt each year is just plain stupid. You shouldn't even CONSIDER doing that.