You’re in bad hands with the government, but don’t worry; that’s not our PRIMARY purpose in life for us to greed and lust over money and materialistic things, not even bills and student loans. Basically, you’re free with anything. You die, you die. It doesn’t matter what you leave behind.
But what you should do is to get it together because it will get harder as time goes on.
You should know when the next due date is coming, but don’t rush on saving and spending, a tight balance. I believe if you’re okay with the money, you’re going to be okay when you get the hang of paying for jobs and other necessities in life.
However, everyone goes through some kind of challenge in their lifetime. Nobody is alone. Many people are on the same boat. If anything, don’t turn to other humans. All humans have are opinions of their own and bad advice.
This shouldn’t stop you from whatever you’re doing now but should look for ways to get out of something before it gets worse. You don’t need to wait.
Not the best advisor. | You sure have time to figure things out. Don’t wait till your last breath.