Your mom have been YOUNG before, and know about GIRLS. Moms KNOW BEST! Listen to her!
This girl is making excuses, so she doesn't need to spend a dime!
And you're being taken for a ride!
"she has all this credit card debt and can't keep up with my life style of traveling and stuff. " RED FLAG. She'll put you in debt, too!
" Iv'e been with her way over a year and these cloths look brand new and I've never seen her wear the same thing twice" She's GOT A SUGAR DADDY tucked away somewhere, before she met you. She's repeating this all over again, with you. ANOTHER RED FLAG. Stores make profits by selling clothes, they don't give clothes away, not even Goodwill!