Should i get a lawyer for my car accident... ?

With lawyer fees, would I do better just taking a settlement, or should I take what they offer. I don't want to go through the hassle of getting a lawyer to get paid an extra 15,000 of all of that money or more ends up going to them.
Update: The car was not totaled, only damaged on the front driver side. A guy ran the red light and hit my car. My husband was driving and his shoulder was messed up. He was taken by ambulance to the ER and then went back to the ER the same evening. No broken bones but it is still sore.
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