Can this hurt my credit? read description?
this is what it say in their website
" Any extra amount you pay over the amount of your regularly scheduled payment is automatically applied to future payments, assuming the account is current and there are no past due payments, late charges or other unpaid charges owed on your account. Each payment, regardless of the amount, is applied this way automatically, so you can make your payments as usual, including any extra amount you like."
I was just wondering if that could affect or hurt my credit in any way because I did not make payments in those 4 months, I wasn't late on my payments I was just ahead, but now i started working and started making payments again